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Direct Loan of Rate Of Interest

REVISION OF INTEREST RATE ON LOANS AND ADVANCES AS UNDER WOULD BE APPLICABLE EFFECT FROM 01.03.2023
Purpose of Loan Existing Rate Of Interest Revised Rate Of Interest
OSCB to CCB CCB to PACS PACS TO Member OSCB TO CCB CCB TO PACS PACS TO Member
01 MT/LT Loans to PACS for Availing Fixed Assets/ Equipment/ Machineries/ construction of Office Building (Own Resource) 10.50 10.50 10.50
NON Farm sector (Own Resourses)
02 Cash Credit Loan
a For Fertilizer/Seed Business 12.00 12.00
b For Paddy Procurement
c For Consumer Business 10.50 11.50 10.50 11.50
d For SHG/JLG 10.00 12.00
03 MT NA Loan to Salary Earner Society
a Financing Directly to ECS 11.00 12.00 11.00 12.00
b Financing to ECS of CCB Employees 11.00 12.00 11.00 12.00
04 ST Handloom Credit Limit to WCS/SHGs 11.00 12.00 11.00 12.00
05 SHG/JLG/TFG 10.00 12.00 10.00 12.00
06 Vehicle (SRTO Loan) 10.00 12.00 10.00 12.00
07 House Building Loan (Fixed)
a Up to 5 Years 10.50 12.00 8.50 8.50
b 5 Years to 10 years 10.50 12.00 8.50 8.50
08 Consumer Durable Loan 11.00 12.00 11.00 12.00
09 Education Loan
a Up to 4.00 Lakh 10.50 12.00 10.50 12.50
b Above Rs 4.00 Lakh 10.50 12.00 10.50 12.50
10 Personal Loan to Salaried Person 10.00 12.00 10.00 12.00
11 Business Loan 10.50 12.00 10.50 12.00
12 Loan Against Property 10.50 12.00 10.50 12.00
Farm Sector (Own Resources)
13 Farm Sector (to PACS), Minor Irrigation/Land Development/Dry Land Farming/ West Land Development/ SGSY/SC/ST action plan/Organic farming/Contract Farming Under Agricultural Export Zone/Aromatic And Medical Plants/Rural Housing & Farm Mechanism 10.00 11.50 10.00 11.50
14 Gold Storage/Rural Godown 10.00 11.50 10.00 11.50
15 Gold Storage/Rural Godown 10.00 11.50 10.00 11.50
16 SHG/JLG/TFG 10.00 11.50 10.00 11.50
17 Agriculture Term Loan Dairy/Poultry/Fishery/Goatary/Mushroom Cultivation/Farm Mechanism 10.00 11.50 10.00 11.50
Direct Finance Purpose of Loan Existing Rate Of Interest Revised Rate Of Interest
Direct Finance to Individual OSCB to CCB CCB to Individual OSCB to CCB CCB to Individual
01 Loan Against Postal Security
i Other than Staff 10.50 10.50
ii Staff of CCB 10.00 10.00
02 ledge of Gold Ornaments
i Other than Staff 10.50(9.50) 8.10
ii Staff of CCB 10.00(9.00) 7.60
03 Consumer Durable Loan 11.50 11.50
04 Cash Credit Loan to Individual 11.50 11.50
05 Term Loan to Individual (SSI/Term/Working Capital) 11.50 11.50
06 SRTO 10.00 10.00
07 Car Loan 9.00
08 HBL Loan(Fixed)
i Up to 5 years 10.00 8.50
ii 5 years to 10 years 10.00 8.50
09 Education Loan
i Up to 4 Lakh 11.00 11.00
ii Above 4 Lakh 11.00 11.00
10 Personal Loan 11.50 11.50
11 Loan Against Property 11.50 11.50
12 SHG/JLG Loan to Individual 12.00 12.00
12 Loan to Staff
i Motor Cycle Loan 10.00 10.00
ii H. B Loan 10.00 8.25
iii Personal Loan 10.00(9.50) 9.50
iv Car Loan 8.00 8.00