REVISION OF INTEREST RATE ON LOANS AND ADVANCES FINANCE THROUGH PACS EFFECT FROM 02.05.2018 |
| Purpose of Loan |
Existing Rate Of Interest |
Revised Rate Of Interest |
|
|
OSCB to CCB |
CCB to PACS |
PACS TO Member |
OSCB TO CCB |
CCB TO PACS |
PACS TO Member |
| 01 |
Farm Sector(Reimbursement), Land Development/ Dry Land Farming/ West Land Development/SGSY/SC/ST action plan/ Organic Farming/ Contract Farming Under Agricultural Export Zone/ Aromatic And Medicinal Plants/ Rural Housing & Farm Mechanism |
|
|
|
|
|
|
| a |
Up to Rs 50,000/- |
|
10.00 |
11.00 |
|
10.00 |
12.00 |
| b |
Over Rs 50,000/- |
|
10.00 |
11.00 |
|
10.00 |
12.00 |
| 02 |
Gold Storage / Rural Godown |
|
|
|
|
|
|
| a |
Up to Rs 50,000/- |
|
10.00 |
11.00 |
|
10.00 |
12.00 |
| b |
Over Rs 50,000/- |
|
10.00 |
11.00 |
|
10.00 |
12.00 |
| 03 |
Agri Clinic & Agri Business Centre |
|
|
|
|
|
|
| a |
Up to Rs 50,000/- |
|
10.00 |
11.00 |
|
10.00 |
12.00 |
| b |
Over Rs 50,000/- |
|
10.00 |
11.00 |
|
10.00 |
12.00 |
| 04 |
Self Help Groups |
|
10.00 |
11.00 |
|
10.00 |
12.00 |
| 05 |
Consumption Loan to KKGC Holders |
|
|
|
|
|
|
| 06 |
Demand Loan to CCBs |
10.50 |
|
|
|
|
|
| 07 |
Non-Farm Sector Under Investment Credit (MT/LT-NFS) Vehicle, Micro/Small Industries/ Housing etc. (Under Refinance Arrangements) |
|
|
|
|
|
|
| a |
Up to Rs 50,000/- |
10.25 |
10.00 |
11.00 |
10.25 |
10.50 |
12.50 |
| b |
Over Rs 50,000/- |
10.25 |
10.00 |
11.00 |
10.25 |
10.50 |
12.50 |
| Non-Farm Sector (Own Resources) |
| 08 |
Cash Credit Loan |
|
|
|
|
|
|
| a |
For Fertilizer Business |
10.50 |
11.00 |
12.00 |
10.50 |
11.50 |
12.50 |
| 09 |
CC for Paddy Procurement Business |
|
|
|
|
|
|
| 10 |
For Consumer Business |
10.50 |
11.00 |
12.00 |
10.50 |
11.50 |
12.50 |
| 11 |
MTNA Loan to Salary Earner Society |
|
|
|
|
|
|
| a |
Finance directly to ECS |
10.50 |
11.00 |
12.00 |
10.25 |
11.50 |
12.50 |
| b |
Financing to ECS of CCB Employees |
10.00 |
11.00 |
11.50 |
10.50 |
11.50 |
12.50 |
| 12 |
ST Handloom Credit Limits to WCS/SHGs |
10.00 |
11.00 |
12.00 |
10.00 |
11.50 |
12.50 |
| 13 |
JLG/TFG Loan |
|
10.50 |
12.00 |
|
10.50 |
12.50 |
| 14 |
Vehicle (SRTO) Loan |
11.50 |
10.50 |
12.00 |
|
11.50 |
12.50 |
| 15 |
House Building Loan(Fixed) |
|
|
|
|
|
|
| a |
Up to 5 years |
9.00 |
10.00 |
11.00 |
|
11.50 |
12.50 |
| b |
5 years to 10 years |
9.00 |
10.00 |
11.00 |
|
11.50 |
12.50 |
| 16 |
Consumer Durable Loan |
12.00 |
11.00 |
12.00 |
|
11.50 |
12.50 |
| 17 |
Education Loan |
|
|
|
|
|
|
| a |
Up to 5 years |
10.50 |
11.00 |
12.00 |
|
11.50 |
12.50 |
| b |
5 years to 10 years |
11.00 |
11.50 |
12.00 |
|
11.50 |
12.50 |
| 18 |
Personal Loan to Salaried Person |
11.50 |
12.00 |
12.00 |
|
11.50 |
12.50 |
| 19 |
Loan Against Property |
10.50 |
11.00 |
12.00 |
|
11.50 |
12.50 |
